The impact of computers on the international flow of money is best described as:

• A. Unchanged
• B. Virtualized beyond tracking
• C. Easier to follow
• D. Harder to follow

Answer: (D)

Technology speeds up and broadens the movement of money across borders, while adding layers of complexity that can obscure where funds come from and where they go. Electronic networks process vast volumes of transactions in real time, involving multiple banks, intermediaries, payment platforms, and sometimes offshore mechanisms. This rapid, multilayered web makes it easier to move money around the world with less visibility at every step, especially when schemes try to disguise origins or destinations through layering, anonymizing tools, or opaque corporate structures. In short, the international flow of money becomes harder to trace as computers enable faster, more intricate, and less transparent transactions.